The Hyundai Creta continues to dominate India’s mid-size SUV market, blending premium design, advanced features, and strong road presence. Since its launch, the Creta has been a top choice for buyers across metro cities and smaller towns alike. Now, with the GST 2.0 tax revision, the SUV has become even more affordable, making it an attractive option for new buyers.
With prices slashed by up to ₹72,000, the Hyundai Creta is not only lighter on the pocket but also offers the flexibility of financing through competitive car loans. In this guide, we break down the variant-wise price details after GST 2.0 and provide an easy EMI calculation table for different loan tenures and interest rates.
Hyundai Creta Price After GST 2.0
The GST price cut has reduced Creta’s ex-showroom prices significantly, with savings ranging from ₹38,000 to ₹72,000 depending on the model.
| Variant | Earlier Price (₹ lakh) | Price After GST 2.0 (₹ lakh) | Savings (₹) |
|---|---|---|---|
| Creta E (Base) | 11.11 | 10.73 | 38,000 |
| Creta S | 12.88 | 12.45 | 43,000 |
| Creta SX | 14.62 | 14.13 | 49,000 |
| Creta SX (O) | 15.90 | 15.36 | 54,000 |
| Creta King Knight AT | 19.25 | 18.53 | 72,000 |
| Creta King Limited Edition AT | 19.30 | 18.58 | 72,000 |
Hyundai Creta: EMI Calculation After GST 2.0
If you plan to finance your Creta with a car loan, knowing your EMI (Equated Monthly Installment) is crucial. Below, we’ve calculated the EMI for a loan amount of ₹10 lakh, considering different interest rates and repayment tenures (3 years & 5 years).
Also Read: GST Cut 2025: Will Cheaper Hatchbacks Like Wagon R & Tiago Revive India’s Small Car Market?
EMI Table for ₹10 Lakh Loan
| Interest Rate | 3 Years Tenure (₹/month) | 5 Years Tenure (₹/month) |
|---|---|---|
| 8% | 31,336 | 20,276 |
| 8.5% | 31,568 | 20,517 |
| 9% | 31,801 | 20,759 |
| 9.5% | 32,035 | 21,002 |
| 10% | 32,270 | 21,247 |
These are approximate EMIs; actual figures may differ slightly based on bank processing charges and other loan conditions.
Why Hyundai Creta Makes Sense Post-GST 2.0
- Affordability Boost – Price cuts up to ₹72,000 lower the entry barrier.
- Premium Design & Features – Panoramic sunroof, ventilated seats, digital cluster, and advanced safety tech.
- Strong Resale Value – Creta remains one of the best resale SUVs in India.
- Flexible Loan Options – With competitive EMIs, financing is easier than ever.
- Festive Discounts – Buyers can stack GST savings with dealership offers during festive season.
Also Read: Biggest Festive Car Discounts 2025: Save Up to ₹5 Lakh on SUVs, Sedans & EVs
Final Takeaway
The Hyundai Creta, already India’s best-selling mid-size SUV, has become even more value-packed with the GST 2.0 price cut. Whether you opt for the base E variant or the feature-rich King Knight Edition, the savings and EMI flexibility make it a smart purchase in 2025.
Before making the final decision, compare loan offers from banks and NBFCs to get the lowest interest rate. With the right choice, your dream SUV could come home with manageable EMIs.