8th Pay Commission Salary:- The 8th Central Pay Commission is round the corner, and lakhs of Central Government employees are already speculating what their pay scale may be after implementation. While the 7th CPC has employed a fitment factor of 2.57, initial reports as well as staff federation demands indicate the 8th CPC might recommend a fitment factor of 1.92 on the last drawn pay.
Here we will take a case study of a Level-6 (Grade Pay 4200) employee, whose basic pay is ₹35,400. We will calculate the new basic pay, allowances (HRA, TA), gross salary, deductions (NPS, PT), and lastly approximate the net in-hand salary after the 8th CPC.
Important Assumptions for 8th CPC Salary Calculation
To approximate the salary correctly, we have made the following assumptions (based on historical CPC trends and worker expectations):
| Component | Assumed Value |
|---|---|
| Fitment Factor | 1.92 |
| Basic Pay (7th CPC) | ₹35,400 |
| DA (Dearness Allowance) | 0% (reset to zero after-CPC) |
| HRA | 27% (X city), 18% (Y), 9% (Z) |
| TA (Transport Allowance) | ₹3,600 (X), ₹1,800 (Y/Z) |
| NPS Deduction | 10% of Basic Pay |
| Other Deductions | ₹230 (Professional Tax + CGEGIS) |
| Income Tax | Not included (individual-specific) |
Step-by-Step Salary Calculation (Post 8th CPC)
1. New Basic Pay (post-8th CPC)
Formula: ₹35,400 × 1.92 = ₹67,968
2. House Rent Allowance (HRA)
HRA is computed depending on the city classification:
| City Type | HRA % | Amount |
|---|---|---|
| X-Class | 27% | ₹18,351 |
| Y-Class | 18% | ₹12,234 |
| Z-Class | 9% | ₹6,117 |
3. Transport Allowance (TA)
| City Type | TA Amount |
|---|---|
| X-Class (Metro Cities) | ₹3,600 |
| Y/Z-Class (Others) | ₹1,800 |
4. Gross Salary (Monthly)
| City Type | X-Class | Y-Class | Z-Class |
|---|---|---|---|
| Basic Pay | ₹67,968 | ₹67,968 | ₹67,968 |
| HRA TA | ₹18,351, ₹3,600 | ₹12,234, ₹1,800 | ₹6,117, ₹1,800 |
| Gross Salary | ₹89,919 | ₹82,002 | ₹75,885 |
5. Deductions
NPS (10% of Basic Pay): ₹6,797
Professional Tax + CGEGIS: ₹230
Total Deduction: ₹7,027
6. Net (In-Hand) Salary Estimate
| City Type | Net Salary |
|---|---|
| X-Class | ₹82,892 |
| Y-Class | ₹74,975 |
| Z-Class | ₹68,858 |
What Happens When DA Resumes?
After the implementation of the new CPC, DA begins from 0% and rises twice a year. After DA reaches above 25%, HRA hikes to:
1. X-Class: 27% → 30%
2. Y-Class: 18% → 20%
3. Z-Class: 9% → 10%
Thus, your salary goes up again every 6 months with DA increments. TA also becomes DA-applicable, increasing your salary once more.
7th CPC Salary Comparison
| Component | 7th CPC (Now) | 8th CPC (Estimate) |
|---|---|---|
| Basic Pay | ₹35,400 | ₹67,968 |
| HRA (X City) | ₹9,558 (27%) | ₹18,351 (27%) |
| TA (X City) | ₹3,600 | ₹3,600 |
| Gross | ₹48,558 | ₹89,919 |
| Net (after NPS) | ₹43,788 (approx) | ₹82,892 (approx) |
Most Asked Questions
Q1. Is 8th CPC officially announced?
➡️ Not as yet. But it’s going to be announced sometime around 2026.
Q2. Will the fitment factor be precisely 1.92?
➡️ That’s the demand as of now. Decision will be by the Pay Commission and the Government.
Q3. Will NPS contribution also increase?
➡️ Yes. As it is 10% of Basic Pay, the deduction rises accordingly.
Q4. Will HRA and TA also be revised?
➡️ In the beginning, same slabs can remain. But with increases in DA, HRA slabs increase and TA receives DA too.
Conclusion
If the 8th Pay Commission is rolled out with a fitment factor of 1.92, Level-6 staff members drawing ₹35,400 Basic Pay can anticipate a net in-hand pay of ₹68,000–₹83,000, based on their city category.
Though waiting for official figures, this calculation provides you a clear indication of how your income will be boosted. Use this estimate for planning finances, loan takeovers, or retirement dates.